P2PBL & Utility Expansion Layer
Phase 3
Deployment of Peer-to-Peer Lending and Borrowing infrastructure
Unsecured lending: request-based ETH transfers with transaction tracking and repayment agreements
Secured lending: token collateral locking, variable interest rates, and automated smart contract enforcement
Loan customization: user-defined terms, repayment schedules, and security triggers (e.g. liquidation)
Built-in tracking via Telegram bot with real-time alerts and repayment stats
Full release of EvoPay AI Agent with automated financial planning, goal setting, budget enforcement, and savings recommendations
Multi-language support for key regions, enabling localized bot experiences
NFT-based username ID system with optional verification and reputation layers
Introduction of fiat on-ramp services via 3rd-party partners to enable easier access to the EvoPay ecosystem
Launch of upgraded privacy routing system with enhanced relay mechanisms and customizable sender anonymization
Merchant dashboard rollout to onboard small businesses, content creators, and service providers to accept and manage crypto payments
Last updated